First Cash Pawn Shops in the USA: estimate, pawn and get it back
Your complete guide to First Cash: estimate how much they'll lend you, find out how much you get for your gold or electronics, check requirements and costs, and find your nearest store.
How does pawning at First Cash work?
First Cash is one of the largest pawn shop chains in the United States. You leave an item as collateral and get cash instantly, with no credit check.
Instant loan
You get cash in minutes, leaving your item as collateral.
No credit check
The loan is based on the item, not on your credit history.
Redeem or renew
Pay the interest to extend the term, or the total to get your item back.
Independent information
Data based on public industry and company sources.
How much can you get for what you pawn?
Get an estimate based on the item type. Each guide explains how it's valued and how much you can receive.
Find your First Cash store
First Cash operates in 14 states across the United States, with especially high density in Texas. Choose your state to see all the stores with their address, phone, hours and map, or search your city directly.
Guides on pawning at First Cash
Everything you need to know before you go to the store.
Frequently asked questions
The most common questions about pawning at First Cash.
How does pawning at First Cash work?
You leave an item as collateral, get cash instantly and, within the term set by your state, get it back by paying the loan plus interest, or renew to extend it. Your credit history is not checked.
How much money can I get?
A percentage of your item's resale value: roughly 40%–60% for gold, 40%–70% for luxury watches, 15%–35% for electronics and 15%–30% for tools. Estimate yours in the calculator.
What do I need to pawn?
To be of legal age, a valid photo ID (driver's license, state ID or passport) and the item. Requirements may vary by state.
What happens if I don't pay on time?
You can renew by paying the interest to extend the term. If you don't renew or redeem the item, it goes to the store and is put up for sale. It creates no debt and does not affect your credit.
Which states is First Cash in?
We cover First Cash in 14 states, with a strong presence in Texas, plus Maryland, Colorado, North and South Carolina, Virginia, Indiana, Kentucky, Missouri, Oklahoma, Florida and more. Choose your state in the locations section.
Does First Cash sell used items?
Yes. Its stores have a sales floor of inspected second-hand items, and many offer layaway. More details on the store page.
Ready to pawn at First Cash?
Estimate how much they'll lend you and find your nearest store.