Pawn electronics
Electronics are one of the most pawned categories at First Cash after jewelry. If you need cash fast, your phone, iPhone, laptop, tablet, console or TV can serve as collateral for a same-day cash loan. In this guide you will see how to pawn electronics at First Cash, which devices are accepted, how much you can receive and, above all, how to prepare your device to get the best offer.
How First Cash values your electronics
As with everything else, First Cash calculates the offer as a percentage of the device's current resale value, not its price when new. For electronics, value drops fast with each new generation, so the brand, model, age and condition matter a lot. A recent, unlocked iPhone gets a very different offer than a five-year-old model.
Estimated loan ranges
An estimate for the US market, not an official rate. The real amount depends on the specific model, its age and its condition.
| Type of device | Typical loan | Appraisal basis | In-store resale |
|---|---|---|---|
| Smartphones & laptops (iPhone, laptops) | $40 – $600 | 15–35% of current resale price | $90 – $1,000 |
| Consoles, cameras & misc. electronics | $25 – $400 | 15–35% of current resale price | $60 – $700 |
Recent models from leading brands (Apple, Samsung, pro laptop brands) tend toward the high end; old, locked or heavily used devices, toward the low end.
What electronics you can pawn
What is accepted best
Recent unlocked iPhones and smartphones, brand-name laptops, tablets, current-generation consoles and DSLR/mirrorless cameras.
What gets less
Old or carrier-locked phones, devices without a charger, very large or heavy TVs and electronics with screen or battery damage.
How to prepare your device to get more
- Bring the charger and accessories: a complete unit is worth more than the device alone.
- Include the box and paperwork if you have them.
- Check the battery: a battery that holds up well improves the offer, especially on laptops and phones.
- Unlock the device: remove the PIN, sign out of accounts (such as "Find My iPhone" / Google account) and erase your data. A device locked to an account has almost no resale value.
- Clean it and bring it presentable: physical condition affects the appraisal.
Pawn your electronics at your First Cash store
Find the nearest First Cash store —with the address, phone and hours— and bring your device for an appraisal with no obligation.
Frequently asked questions
How much can I get for pawning an iPhone?
It depends on the model, the age, the condition and whether it's unlocked. Smartphones and laptops usually run loans between $40 and $600; recent iPhones in good condition and unlocked get close to the high end.
Can I pawn a locked phone?
A device locked to an account (iCloud or Google) or to a carrier loses almost all of its resale value, so the offer will be very low or it won't be accepted. It's best to unlock it and sign out of accounts before you go.
Do I need the charger and the box?
They are not required, but they help: a complete unit with charger, box and accessories gets a better offer than the device alone.
Is my data safe?
Back up and erase your data before pawning. Even so, it's best to hand over the device already reset and with the accounts signed out.
This page is an independent informational guide. It is not First Cash and is not affiliated with FirstCash Holdings, Inc.; the trademarks mentioned belong to their respective owners. The loan ranges are industry estimates, not an official rate or a guaranteed offer. Each device is appraised individually at the store.