Pawn tools
Power tools and musical instruments are excellent collateral to pawn at First Cash, especially if they are well-known brands. A professional-brand drill or saw, or a good guitar, holds its value and demand, so it can turn into fast cash the same day. In this guide you will see how to pawn tools and instruments at First Cash, what is accepted and how to get the best offer.
How First Cash values tools and instruments
The offer is a percentage of the item's resale value, calculated with First Cash's internal system based on what it sells similar merchandise for in its stores. In these categories, the brand matters especially: professional tools (pro brands) and mid-to-high-end instruments hold their value much better than budget options.
Estimated loan ranges
An estimate for the US market, not an official rate. The real amount depends on the brand, the model and the condition.
| Category | Typical loan | Appraisal basis | In-store resale |
|---|---|---|---|
| Power tools | $20 – $400 | 15–30% of price; better for pro brands | $50 – $650 |
| Musical instruments | $75 – $1,500 | 20–40% of resale; more for top brands | $175 – $2,500 |
A professional-brand tool with its battery and charger, or an instrument from a prestigious brand with its case, gets close to the high end. Basic tools or beginner instruments land at the low end.
What tools and instruments you can pawn
Tools
Drills, saws, grinders, sanders, compressors and equipment from professional brands. Better if they come with batteries and charger.
Instruments
Electric and acoustic guitars, basses, keyboards, amplifiers and sound equipment from well-known brands.
Tips to get more
- Bring the complete accessories: batteries, chargers, bits, cases and cables add value.
- Clean it and check that it works: a tool or instrument that works perfectly gets a better offer.
- Highlight the brand and model: if it's a professional brand or a high-end instrument, that's your best argument.
- Include paperwork: receipts or manuals help justify the value.
Pawn your tools at your First Cash store
Find the nearest First Cash store —with the address, phone and hours— and bring your tools or instruments for an appraisal with no obligation.
Frequently asked questions
How much can I get for pawning tools?
It depends on the brand and condition. Power tools usually run loans between $20 and $400; professional-brand ones with batteries and charger get close to the high end.
Do they accept tools without a battery?
Yes, but a cordless tool without its battery and charger gets a lower offer, because it resells worse. Bring them if you have them.
What musical instruments can I pawn?
Guitars, basses, keyboards, amplifiers and sound equipment, especially from well-known brands. Loans for instruments usually run from $75 to $1,500 depending on brand and condition.
Should I bring the case?
Yes. The case, accessories and paperwork improve the presentation and resale value, and that shows up in a better offer.
This page is an independent informational guide. It is not First Cash and is not affiliated with FirstCash Holdings, Inc.; the trademarks mentioned belong to their respective owners. The loan ranges are industry estimates, not an official rate or a guaranteed offer. Each item is appraised individually at the store.